Check your bank account balance and transactions daily, don't wait till the end of the month.
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If you are hacked, do a credit freeze on your bank accounts and everything in your life.
Debit or credit card tap to pay for products/services have an extra surcharge. Pay by cash give customer discounts. This help to circulate counterfeit cash?
Change and bank and Paypal website login password after each purchase.
Don't access your bank apps or enter your bank app password. At the same time, on the bus, tram or train as people around you or sitting behind you can learn about your password via peeping over your shoulder or via secret app video of you entering your passwords. Delete banking apps from your phone and only keep your online banking via one device in-home safe.
Avoid sharing credit or debit card numbers for online payments, use Paypal, Samsung Pay and Apple Pay if you have to.
It's essential to have some cash in a secret safe. Criminals could empty your bank accounts.
Only one bank app on one device for your banking. Nothing more. Eliminate or reduce online banking if possible.
Keep all your digital and organic purchase receipts and just do a match of the number of receipts you have with your credit or debit card bank statements.
When using bank credit/debit card via phone, turn off NFC when not paying.
Use RFID credit or debit card sleeve or RFID wallet to prevent people from scanning your card from behind you. Keep your card at home safe and use trusted phone bank app to pay.
Keep your credit or debit cards locked via bank app all the time, unlock when you need to pay, then lock your card.
Choose a big bank that you can via the bank phone app, reduce the daily withdrawal amount to $100, toggle lock / unlock international card payment, lock / unlock local EFTPOS payments, lock / unlock online payments.
Avoid performing online financial transactions on public or shared devices or devices that you suspect is compromised.
Avoid using the library or public computers, hackers often plant viruses in those computers to mine your personal details when you log into your email accounts or plugged in your USB drive which you plug into your home computer to infect your family member computers via home WiFi. You and your family members bank accounts emptied and your life cloud data deleted.
Never pick up phone calls or reply SMS to marketers or anyone you don't know in real life. If the person leaves a voice mail, don't call back the phone number in the voice mail.
Google the business phone number and call the business from the website search result. Beforehand, google "business XYZ review" to determine if it is a scam business.
Verify any odd or suspicious requests through the official bank's contact numbers or channels.
Use secret dedicated phone number for banking only. Use secret dedicated phone number for 1st level blood family only.
Read the transaction details in the SMS or email alerts carefully. Validate that the messages, for example, check that the account number is correct, or the transaction reflects your request. Do not provide a One-Time Password (OTP) or bank's digital token authorization if the details in the SMS or email alerts do not match the transaction you initiated. Inform the bank immediately if in doubt.
Check your transaction history regularly for any abnormal transaction and call the bank immediately.
Keep your contact details updated with the bank.
Commit your bank's username and password to memory, do not write it down on paper, let alone in a password manager or on any computer or phone.
Choose a random PIN for your ATM card and/or phone identification. Get an ATM card that always requires the payer to enter PIN code to make purchases no matter the value of the purchase. Never log into banking using public WiFi. Log in to online banking using only the web browser or the official app of the bank. Never any third-party app.
Sign up for official bank app alerts from your bank whenever a withdrawal is made or a new payee added to your banking. Enter the URL of your bank every time you visit the bank on the web. Never click links to it. Configure your web browser to remember the wrong password to your online bank login, where only you remember the correct password from memory. Sandbox your bank accounts by opening a bank account with most of your money with bank A that doesn't have online banking and a bank account with Bank B that have transaction accounts in online banking. Never type in your passport, driver's license or other government-issued identity document online or take a photo of your driver's license and store it online. If you need to open bank accounts, go to the bank in person.
Why don't banking app after website/app sign-in page shows the last login date & time to max security against unauthorized access/use?
Count cash in the wallet every day after you reached home and count the cash in the wallet again after you wake up.
Don't leave money lying around in the jacket or table at the home, workplace or outside because anyone could steal money from you - even your family members.